NET WORTH● Healthy
—
↗ 6.4% from last month
CASH—
DEBT—
THURSDAY · FINANCIAL CHECK-IN
Good evening 👋
Here’s the honest picture — and your next best move.
✦
You’re exploring with sample data.
An administrator can connect an account in Settings → Accounts & sources.
✦
YOUR BFF SAYSYou’re doing better than it feels.
Your bills are covered and your savings rhythm is intact. Keep the next move small and automatic.
THIS MONTH
↘
INCOME—
This month
↗
SPENDING—
This month
%
SAVINGS RATE—
Target: 20%
LAST MONTH
↘
INCOME—
Last month
↗
SPENDING—
Last month
Month-end outlook
Projected cash on the last day of this month
—
Credit cards due
Current expenses owed on connected cards
Total due—
Unusual expenses
Current-month charges that stand out from your normal pattern
Income
Salary, refunds, wires, dividends, and other income
—TOTAL
Spending
Where it went
—TOTAL
Recent activity
What’s moving your money
Recurring expenses
Charges detected across multiple months · highest monthly amount first
ESTIMATED MONTHLY—
Accounts
Bank balances and credit cards at a glance
Checking & savings
Credit cards
COMPLETE LEDGER
Transactions
All transactions across every connected source.
↘
INCOME IN VIEW—
↗
EXPENSES IN VIEW—
Transactions
DateTransactionTypeCategoryAccountAmount
FORWARD VIEW
Predicted cash flow
A projection based on the income and spending pattern in your current data.
STARTING CASH—
PREDICTED ENDING CASH—
PROJECTED CHANGE—
IncomeExpenses
Forecasts are estimates, not guarantees. Investment returns are excluded unless you choose to include them.
ASSETS & INVESTMENTS
Your assets
Track invested capital and expected returns.
Add an asset or investment
LIVE FINANCIAL ANSWERS
Ask Financial BFF
Ask about income, expenses, merchants, categories, savings, or net worth.
Hi! What would you like to know about your money?
YOUR NOTIFICATIONS
Alerts
Choose the financial events Financial BFF should email to you.
Create an email alert
Your alerts
Pause or remove alerts at any time.
ON-DEMAND INSIGHTS
Reports
Run an approved report against the latest available financial data.
1. Choose a time frame
The report you choose below will use only this period.
2. Choose a report
Email a report automatically
ADMINISTRATION
Settings
Manage users and the reports available to your workspace.
Invite a user
Add a report
Connected accounts
Each workspace has its own private bank connections.
Your bank sign-in stays with Plaid.Financial BFF never receives or stores your bank username or password. Only workspace administrators can add connections.
Download workspace data
Export users, accounts, transactions, assets, categories, reports, and settings as JSON. Plaid access tokens and application secrets are never included.
Delete this workspace
This disconnects every bank through Plaid and permanently removes the workspace, imported transactions, accounts, assets, settings, and users. Protected backup copies expire according to the retention policy.
For protection, you must have signed in during the previous 10 minutes.ADMIN ↔ FINANCIAL BFF
Communication
Leave clear requests for future app updates and improvements.
PLATFORM OPERATIONS
Super admin
Workspace health, customer contacts, support, and security posture. Customer financial details are not exposed here.
WORKSPACES—
USERS—
CONNECTED ACCOUNTS—
EST. MONTHLY COST—
OPEN SERVICE ITEMS—
● Continuously monitored
Support access does not include transaction-level customer data. Password actions send identity-provider reset links—never passwords.Security posture
Mandatory MFA, tenant isolation, encryption, WAF protection, audit logging, protected backups, GuardDuty, Security Hub, Config, and CloudTrail.
Backup & disaster recovery
Current controls and customer-launch gaps
✓Aurora backups14-day automated recovery window, deletion protection, and final snapshots.
✓Identity-state recoveryDynamoDB point-in-time recovery is enabled.
✓Versioned object storageVersioning and retained encryption keys protect stored artifacts.
!Restore drillNo isolated end-to-end restoration has been completed yet.
!Cross-region copyA separately controlled recovery region and vault still need configuration.
!Recovery objectivesRPO, RTO, owners, escalation steps, and customer communications need approval.
Recommended workflow: reauthenticate the super admin → create an isolated recovery environment → restore snapshots → run integrity and tenant-isolation checks → record evidence → destroy the test environment. Production restoration should require a separate approval step.
Workspace cost model
Enter actual monthly invoices or forecasts. Shared costs are allocated by users, Plaid Items, and transaction volume; Plaid Transactions is added per connected Item.
Data retention & deletion
Enforced retention schedule and annual policy review
No operational review recorded.
This records an operational review. Qualified privacy counsel must still approve legal compliance before commercial launch.Customer workspaces
Owners, administrators, adoption, and sync health
Service inbox
Requests sent by workspace administrators
